Scaffolding Insurance
Insurance plans that
work for you.
Scaffolding Insurance
Insurance plans that
work for you.
Scaffolding insurance
Scaffolding is a high risk business, where your work is mostly on temporary structures erected too high from the ground. Whether you are a worker, contractor, or own a scaffolding business, onsite activities are beyond your control and are prone to uncertainties including falls, equipment damage, and accidents or injuries occurring to third parties. Hence, it is crucial for anyone involved in scaffolding business to have scaffolding insurance to reduce business risks.
Scaffolding Insurance is designed to cover
- Commercial scaffolding
- CBD scaffolding
- Industrial scaffolding
- Residential scaffolding
Why do you need to have scaffolding insurance:
2. In transit risks that include falls, slips, trips, and resultant damage/loss
3. Damage to onsite property, people, and also to that of others
4. Theft of scaffolding/support equipment
Benefit from a wide range of insurance plans
Insurance cover for a multi-line scaffolding with features customized to your business/individual needs. We are Australia’s most preferred and trusted insurance company with expert scaffold brokers making every process easy for you.
- Public & Products Liability
- Contractors and subcontractors claims
- Cover for health & safety breach
- Public liability insurance
- Scaffolding equipment cover
- Scaffolders tools cover
- Own plant and hired-in insurance
- Contractors Insurance
- Business interruption cover
- Roofing contractors insurance
- Excess layer
Key Scaffolding insurance services
1. Public Liability Insurance
The scaffolding business’s biggest threat is improper scaffolding that leads to serious injury/loss of life. The onsite activities are beyond your control, and claims may fall on you even before you can be at the site to get hold of the situation. Hence public liability insurance is seen as vital.
Scaffolding comes with a risk of property damage, a severe human injury or sometimes even a loss of life on the job. As the risks to scaffolding are higher so are the costs and financial consequences that you may have to incur, if your business is found to be at fault. The eventualities of such damages against your business and your repute can be covered by the public liability insurance. From accidental claim costs, professional negligence claim, to the legal expenses that you may have to incur during such a claim process are covered.
2. Income Protection
Income protection insurance is highly recommended for self-employed individuals. Unlike worker’s compensation where the employer compensates for the employee’s loss, if you work on your own or are employed on wages, income protection insurance helps you to financially sustain the period. Scaffolding is prone to high risk injuries and income protection insurance will ensure that you are provided for, and your income is safeguarded until you get back to work.
3. Tools, Equipment & Stock Insurance
4. Hired-in Equipment Insurance
5. Contract Works Insurance
6. Professional Indemnity
How Much Is Covered Under The Coverage?
- $5 - $10 million, and $20 million coverage is provided under public liability insurance, higher limits are available on client request
- As per the client’s request, we offer cover for sub-contractors too
- Both commercial and residential scaffolding is covered under scaffolding insurance
- High level works over 10 meters
- We provide cover for high risk situations including mine sites, marine, and the like
What Sort Of Claims Do Scaffolders Have?
- Dropping of equipment from height
- Collapse of scaffolding due to poor construction
- Collapse of scaffolding due to unforeseen weather events
- Trip and fall claims for people on your job site
- Worker to worker claims for contractors and sub-contractors who injure themselves on your job site.
- Damage of structures scaffolders are working on
- Getting sued by local state workers compensation due to claim made by contractors and sub-contractors
- Fines due to occupation health and safety breaches
How To Renew The Insurance?
Claim Process & What Are The Documents Required?
What Can You Expect
Under Scaffolding Insurance?
Specific, comprehensive, fast turnaround
and instant cover
Why Choose Us
TESTIMONIALS
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FREQUENTLY ASKED QUESTIONS
iLink insurance provides a wide range of insurance for scaffolders and scaffolding businesses. Some of the key insurance services include:
- Public liability insurance
- Contract works insurance
- Income protection insurance
- Tools, equipment, and stock insurance
- Professional indemnity insurance
Based on your requirements, whether you are a scaffolding company, a contractor, an employee, or a wage worker, our scaffold insurance brokers will guide you through the insurance options available and get the one that best fits your scenario.
- Scaffolding installer or manufacturer – If the accident or injury is caused due to a faulty scaffolding, then the installer or the manufacturer is made liable
- Property owners – Property owners sometimes are not aware of the level of danger, if they are directing the construction work, then whatever arrangements are provided by the property owner for elevation and safe scaffolding lies on them. In such a case property owners are liable for their negligence and any mishap that occurs
- Employees from other companies
Construction work often has multiple contractors and their workers working on the site. This also leaves scope for employees or workers from other companies liable for the damage/injury caused - Contractor, sub-contractor, or construction manager – They all hold a supervisory role and are responsible to provide a safe working environment as well as pre-warn the precariousness of scaffolding work. Hence they are also liable for any accidents/property damage/injuries taking place on the site.
