Business Insurance

Business Insurance (also known as ‘Bus Pack’) provides insurance cover for small to medium businesses in connection with their individual business activities.

A typical Business Pack Insurance policy provides the following coverage:

Property Insurance (Building and Contents/Stock) – Protection for your businesses physical assets from fire, theft, accidental damage and malicious damage
Plate Glass and Signage cover
Public and Products Liability Insurance
Business Interruption (Loss of Income)
Money/cash cover

Some Business Package Insurance policies also cover commercial motor vehicles that are primarily for business use.

Business insurance provides you with the ability to tailor the policy specifically to the risks and exposures faced by your individual business (eg: flood cover) without paying for cover you don’t require.

Business Insurance for:

  • Restaurants, cafes & takeaways
  • Grocery & Supermarkets
  • Petrol/service station & Roadhouse
  • Commercial property owners
  • Motor mechanics
  • Manufacturing units
  • Commercial offices
  • Recycling facilities
  • Commercial Warehouse
  • Medical Clinics, Vets & Pharmacy
  • Aged care & Child care centres
  • Hospitality – Hotels/Motels & night clubs
  • Franchise shops (Pizza Hut, Dominos, Nandos, subways etc.)
  • Shopping centres and all type of retail shops and offices.

Important Tips

It is important that you advise us of all activities your business is involved in as there may be certain endorsements or exclusions in your policy that can affect the complete protection of your business.
Business Pack Insurance policies do not include Workers Compensation, a separate policy must be taken out.

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