Pub Insurance

Insurance plans that work for you

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Public Liability

Public Liability

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Income Protection

Theft Insurance

Theft Insurance

Bar Liability Insurance<gwmw style="display:none;"></gwmw>

Bar Liability Insurance

What Can You Expect
Under Pub Insurance?

Specific, comprehensive, fast turnaround and instant cover

Find excellent professional services provided by experts who have complete knowledge of your business, and give cost-effective solutions.

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Why Choose Us

We have worked and supported an extensive portfolio of small and medium hotel and hospitality business clients across Australia.

Tailored solutions

Tailored solutions

We work to understand your business needs, and then provide solutions that work for you

Client-centric

Client-centric

Our insurance solutions are focused on your business risks, goals, and interests

Experts at insurance

Experts at insurance

As well-experienced insurance brokers, you are assured to have an expert helping you

Pay for what’s needed

Pay for what’s needed

We provide you with insurance covers that are specific ally cater to your business risks

How Our Insurance
Company Works

ILINK INSURANCE offers a wide range of General Insurance products and Risk Management solutions to SME clients. We provide you with insurance solutions that are value-for-money, with unsurpassed support from insurance experts. We provide end-to-end insurance solutions based on the risk exposure to you and your business, for you to successfully achieve your business goals.

Obtain a quick quote

Obtain a quick quote

Connect with an insurance expert, share your concerns and requirement, and get an initial quote
01
Detailed consultation

Detailed consultation

We take time to understand your business and the associated risk factors, to then come up with a best suitable insurance
02
Submit documents

Submit documents

Mail us a copy of all the pre-required documents. At Ilink insurance, we keep your paperwork minimal and easy
03
You are covered!

You are covered!

Broad policy coverage at a competitive price keeping your interest in mind delivered to you through a hassle-free process
04

Bar Insurance

Although as bar insurance owners, one takes utmost care to make the premises safe for the guest and employees, the business operations are such that they are prone to high risks and uncertainty. Starting from slips, falls, fire accidents to vandalism, business owner has to be aware of the risks and have insurance cover for such events.

What is covered under the insurance?

Bar insurance types and aspects it covers include:
  • Building, contents, stock, of your property
  • Public & products liability
  • Theft cover for liquor, tobacco and cigarettes
  • Machinery breakdown
  • Business interruption
  • Management liability
  • Cover for glass
  • Theft by the bar employees
  • Electronic equipment cover
  • Cyber liability

Why bar insurance is needed?

Bar business is to provide customers a laid back atmosphere and entertainment; however for the business owner it is always a place for unpredictable events including arson risks from intoxicated customers at the bar, fire risks to bar counters, and vandalism, that one needs to be prepared on a daily basis. A bar insurance policy with a well-designed cover provides protection against property damage, injury/loss, public liability and claims.

Who needs the bar insurance?

Owners and hotel operators offering bar/pub services are recommended to have bar insurance that enables them to peacefully manage staff’s, customers’, and other third-party claims.

Benefits Of Having The Insurance

1. Liability insurance:

Slips, falls, mishaps due to electrical breakdowns, and incidents occurring due to intoxicated customers resulting in claims, are some of the aspects that are covered under products and public liability insurance. Risk of injury and exposure to liquor liability is high, where a comprehensive public and product liability insurance can help.

2. Cyber risks:

Loss of data, privacy breaches on customers’ contact details and other credentials by hackers through compromised Wifi networks is a possible risk. With the hospitality industry getting more and more dependent on IT systems and technology, cyber liability insurance has become an essential component under café/hotel/pub insurance.

3. Management liability insurance:

Management liability insurance covers the defense costs, fines and penalties, and corporate liabilities towards third party. This helps to cover for risks associated with the company and any sort of mismanagement arising from the directors/owners or through the company.

4. Equipment & machine breakdown:

Portable gas burners and electrical appliances, food preparation at the extended bar and hotel premises, may lead to electrical short circuits and fire mishaps. This may lead to equipment and machinery breakdown. Equipment insurance provides cover for repair and replacement; however it is subjected to the clauses/terms of the insurer.

5. Employee dishonesty:

Theft or any fraudulent activity by the staff for financial gains is covered under this part of the insurance.

6. Business Interruption Insurance

Business interruption insurance enables you to handle with your costs and expenses of running the business, while you are still recovering from the loss because of an insured event.

7. How Much Is Covered Under Bar Insurance Coverage?

A property owner, or on a property that is commercially leased for running a bar business, the price and level of coverage depend on a lot of factors. The kind of bar equipment used, customer base, business size, and risks associated, help estimate an appropriate bur insurance plan for your business.

8. How To Renew Insurance?

Based on your insurance plan, our experts from ilink insurance will look into the tenure; review the insurance policy and your current business situation. Based on these factors they will suggest you the best proposed option – whether to continue the existing policy or upgrade to have a better cover for your bar business.

9. Claim Process & What Are The Documents Required?

Talk to our expert bar insurance brokers who can help you in understanding and provide support to the entire claim process and the necessary documentation expected out of your company.

TESTIMONIALS

What our customers
have to say

We aim to keep you and your business covered and protected from potential business risks, so that you can run your business uninterrupted.
Joshua Savage

I have delt with Shalin and he has made the process stress free easy and vary responsive thank you.

Adrian Gadaldi

Friendly fast and good

Comprehensive and cost-effective save and get the best from insurance plans.

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FREQUENTLY ASKED QUESTIONS

Typically bar insurance under a comprehensive cover includes the following. However, it is completely subjected to your business setting and scenario, as well as the insurer and the policy level you choose to opt for.

  • Public & products liability
  • Theft & vandalism cover
  • Liquor liability
  • Management liability
  • Property insurance
  • Cover for glass
  • Electronic equipment cover
  • Cyber liability
  • Machinery breakdown
  • Business interruption

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Offering a wide range of General Insurance products and Risk Management solutions to clients.
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